Pumpay's Terms of Service

Effective date: April 4, 2026  ·  Last updated: April 4, 2026  ·  Lagos, Nigeria

Introduction

Welcome to Pumpay. These Terms of Service ("Terms") govern your access to and use of the Pumpay platform, including our mobile application, website, and related services (collectively, the "Platform"). By creating an account or using any part of our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use Pumpay.

Acceptance of Terms

By accessing or using Pumpay, you agree to these Terms of Service. If you do not agree, you should not use the Platform.

Pumpay provides a technology platform that connects customers, dispatch riders, and partner fuel stations for fuel ordering and delivery services.

Eligibility

To use Pumpay, you must be at least 18 years old, provide accurate and complete account information, use the Platform only for lawful purposes, and comply with all applicable fuel, safety, transportation, and payment regulations in your jurisdiction.

By registering an account, you represent and warrant that you meet these requirements.

Pumpay Services

Pumpay enables users to order fuel through the app, select a delivery location, make payments, track fuel delivery in real time, receive delivery confirmation, and communicate with customer support.

To fulfill orders, Pumpay may partner with licensed fuel stations and independent dispatch riders. The nature, availability, and terms of these services may change at any time.

User Responsibilities

As a user of Pumpay, you agree to provide accurate delivery information, ensure someone is available to receive your order, make full payment for all orders placed, and follow all safety instructions during delivery. You must not misuse the Platform, provide false or fraudulent information, or engage in any conduct that disrupts or interferes with the Platform or other users.

Fuel Orders & Delivery

Pumpay will make reasonable efforts to complete all orders in a timely manner. However, delivery may be affected by traffic or road conditions, fuel availability at partner stations, weather or security conditions, government restrictions, partner station delays, or incorrect delivery information provided by the user.

Pumpay is not responsible for delays caused by factors outside its reasonable control.

Payments & Fees

Users agree to pay all applicable charges, including the fuel cost, delivery fee, service fee, and any taxes or regulatory charges where applicable. Prices may vary based on current fuel market rates, your delivery location and distance, and partner station pricing. All charges will be disclosed at the time of ordering.

Cancellations & Refunds

You may cancel an order before it has been processed or dispatched. Refunds may be issued where payment was made but fuel was not delivered, a duplicate payment occurred, the order was cancelled before fulfillment, or Pumpay confirms a valid service failure on our end.

Refund processing times vary depending on your payment provider and may take several business days.

Partner Fuel Stations

Partner fuel stations are responsible for supplying quality fuel, complying with all applicable licensing requirements, releasing the correct fuel quantity for each order, and following safety and regulatory standards. Pumpay may suspend or remove partners that violate platform rules or fail to maintain required standards.

Dispatch Riders

Dispatch riders using the Pumpay platform must follow all safety procedures, deliver orders responsibly and on time, verify OTP or delivery confirmation before completing an order, and comply with all applicable transport and fuel handling laws. Riders must not tamper with fuel orders in any way.

Pumpay may suspend or remove riders for misconduct, fraud, unsafe behavior, or sustained customer complaints.

Safety Disclaimer

Fuel is a hazardous product. All users, riders, and partners are required to follow applicable safety guidelines at all times during ordering, delivery, and receipt of fuel.

Pumpay is not liable for injury, damage, loss, or accident caused by misuse, unsafe handling, illegal storage, or user negligence.

Prohibited Activities

You may not use Pumpay to engage in illegal fuel resale, commit fraud or payment abuse, harass riders, partners, or Pumpay staff, submit false or fictitious orders, interfere with the Platform or its infrastructure, access another person's account without their permission, or violate any applicable fuel safety laws or regulations. Violations may result in immediate account suspension and legal action where appropriate.

Account Suspension & Termination

Pumpay reserves the right to suspend or permanently terminate accounts found to be involved in fraud or non-payment, abuse of the Platform, safety violations, providing false information, or any other breach of these Terms. We may act without prior notice where we determine that immediate action is necessary to protect users, partners, or the Platform.

Intellectual Property

All Pumpay logos, trademarks, designs, software, content, and platform features are the property of Pumpay or its licensors and are protected by applicable intellectual property laws. Users may not copy, reproduce, modify, distribute, or create derivative works from any Pumpay materials without our prior written permission.

Limitation of Liability

To the maximum extent permitted by applicable law, Pumpay shall not be liable for any indirect, incidental, special, consequential, or punitive damages. This includes, without limitation, delivery delays outside our control, losses caused by user negligence, misconduct by partner fuel stations, rider misconduct outside the scope of platform rules, or losses caused by incorrect information provided by users.

No Guarantee of Availability

Pumpay may update, suspend, or discontinue any part of its services at any time due to maintenance, technical issues, market conditions, or regulatory requirements. We will make reasonable efforts to notify users in advance where possible, but cannot guarantee uninterrupted access to the Platform.

Privacy

Your use of Pumpay is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you also agree to the collection and use of your information as described in the Privacy Policy.

Changes to These Terms

Pumpay may update these Terms from time to time. We will notify users of significant changes through the app, website, or email. Continued use of the Platform after any update constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising out of or relating to these Terms or the Platform shall be subject to the exclusive jurisdiction of the courts of Nigeria.

Contact Us

If you have any questions about these Terms of Service, you can reach us at:

Phone: +234 800 PUMPAY
Office: Lagos, Nigeria